Financial Wellness 101: Balancing Protection, Preparedness, and Rewards
Life insurance, funeral policies and rewards programmes all serve one core purpose: supporting your financial wellness. “What’s your plan?” It’s a question we hear throughout life, and for good reason. Planning is how we stay ahead of life’s uncertainties. A big part of that is understanding the financial tools designed to help us find balance: […]
How to remove negative listings from your credit report
You check your credit report, and there it is: wrong information. Maybe it’s a judgment you didn’t even know about, or an old debt you thought was paid and cleared. Whatever it is, it’s now standing between you and your goals, whether that’s a basic store account, or a big home loan. What’s important to […]
Step-by-step guide to removing negative listings from your credit record
Your credit record plays a big role in your everyday finances, so it can be worrying if you find negative information listed under your name. If you’re in this situation, don’t lose hope because the good news is that there are ways to fix it. WHAT YOU NEED TO KNOW: Credit bureaus like XDS, TransUnion, […]
Debt Review Removal Explained: How to Clear Your Name from Debt Review
Debt can feel like deep waters, but debt review is designed to help you stay afloat and find your way back to financial stability. Here’s some helpful information, including steps on how to remove your name from debt review. The structured financial relief process known as debt review ensures manageable repayments while protecting you from […]
How to get a credit score and start building your financial future
If you had complete control over your financial future, what would it look like? Would you launch your own business? Buy your first home? Travel to new destinations in a car you own? You may have more control than you realise, as a good credit score is one of the most powerful financial tools available […]
How to build your credit score quickly: Tips that work
Building your credit score from zero can feel scary, but it can also give you a sense of achievement. You know, that feeling when you landed your first job and were finally able to buy the thing you’d always wanted. It’s an empowering moment that sets the stage for exciting future financial opportunities. But how […]
Get your credit record: Tools and tips for South Africans
Your credit record is your financial ‘selfie’. So, make it your best one because if it’s good, it can get you closer to your lifestyle goals, whether that is buying your dream home, being financially secure for the family, upgrading to a reliable car or covering additional insurance for the furkids. But first, what is […]
Finance365 explains credit bureaus and their role in financial health
Meet the credit bureau. Everyone’s helpful, informed friend you didn’t know you needed until you applied for your first bank loan. You may wonder, exactly what is a credit bureau? If you’re exploring buying a car, applying for a loan or looking to add to your financial knowledge, it’s useful to understand more about the […]
What is a credit score and why does it matter?
If you’ve ever applied for a store account, bank account, or any type of loan, your credit score may not have come up in conversation directly, but behind the scenes, it would have informed the finance team’s discussions about whether to approve or decline your application. The influence of your credit score on most financial […]
What is a good credit score? A guide for South Africans
Your credit score is your financial reputation put into one number, making it important to know if it is good or bad, because whether you’re applying for a loan or looking to rent or buy a house or car, it can open doors for you, or close them. In this article, we focus on the […]
