How to get a credit score and start building your financial future
If you had complete control over your financial future, what would it look like? Would you launch your own business? Buy your first home? Travel to new destinations in a car you own? You may have more control than you realise, as a good credit score is one of the most powerful financial tools available […]
How to build your credit score quickly: Tips that work
Building your credit score from zero can feel scary, but it can also give you a sense of achievement. You know, that feeling when you landed your first job and were finally able to buy the thing you’d always wanted. It’s an empowering moment that sets the stage for exciting future financial opportunities. But how […]
Get your credit record: Tools and tips for South Africans
Your credit record is your financial ‘selfie’. So, make it your best one because if it’s good, it can get you closer to your lifestyle goals, whether that is buying your dream home, being financially secure for the family, upgrading to a reliable car or covering additional insurance for the furkids. But first, what is […]
Finance365 explains credit bureaus and their role in financial health
Meet the credit bureau. Everyone’s helpful, informed friend you didn’t know you needed until you applied for your first bank loan. You may wonder, exactly what is a credit bureau? If you’re exploring buying a car, applying for a loan or looking to add to your financial knowledge, it’s useful to understand more about the […]
What is a credit score and why does it matter?
If you’ve ever applied for a store account, bank account, or any type of loan, your credit score may not have come up in conversation directly, but behind the scenes, it would have informed the finance team’s discussions about whether to approve or decline your application. The influence of your credit score on most financial […]
What is a good credit score? A guide for South Africans
Your credit score is your financial reputation put into one number, making it important to know if it is good or bad, because whether you’re applying for a loan or looking to rent or buy a house or car, it can open doors for you, or close them. In this article, we focus on the […]
Finance365’s guide to understanding and checking your credit score
Your credit score is more than just another number to count, it’s the one you need to count on for your financial wellness. This short guide to understanding and checking your credit score is for those times when managing your credit feels overwhelming. It outlines why your credit score matters and shows you how to […]
7 steps to improve your credit score
A good credit score is vital for financial wellness, but where should you start to achieve your best score? Here are seven practical tips to help you get closer to your target credit rating. Step 1 – Know your credit score Before you can improve your credit score, you need to know your current standing. […]
